Dairyland ins - Dairyland Insurance Company is a subsidiary of Sentry Insurance, a national insurance company that provides personal and business insurance products throughout the U.S. The Company specializes in nonstandard insurance, which means it caters to drivers who typically can’t get coverage anywhere else.

 
All bikers are required to have motorcycle insurance in North Carolina. While most states require liability insurance coverage, North Carolina requires uninsured motorist coverage as well. You’re required to have the minimum insurance coverages: $30,000 per person for bodily injury liability. $60,000 per incident for bodily injury liability.. Kingsports

Kansas motorcycle insurance discounts. We offer a range of motorcycle insurance discounts to help you find even more value in your coverage. Check out the list of discounts below, all of which are available in Kansas, and talk to your Dairyland® agent to see which ones you may qualify for. Multi-cycle. Loyalty. Rider group. Operator safety course.agent.dairylandagent.comAll motorcycle riders in Pennsylvania must carry insurance coverage. State laws mandate the following minimum limits: Bodily injury liability: $15,000 per person and $30,000 per accident. Property damage liability: $5,000 per accident. Pedestrian first party benefits: $5,000. In addition to meeting the state's minimum coverage requirements, it ...Dairyland Insurance Company is a subsidiary of Sentry Insurance, a national insurance company that provides personal and business insurance products throughout the U.S. The Company specializes in nonstandard insurance, which means it caters to drivers who typically can’t get coverage anywhere else.Dairyland is based in Wisconsin and is a subsidiary of Sentry Insurance Group. Dairyland coverage is available in 38 states and includes nonstandard driver …Dairyland. At Florida Authorized Insurance, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout Florida save money and enjoy the ...Dairyland Car Insurance Review. By Jennifer Mesce. |. Updated: Aug. 24, 2023. |. Compare Quotes. Pros: Received an A+ (Superior) rating from AM Best for …If that person and/or their passenger is injured, they can reach out to your insurance provider to file a bodily injury liability claim. Here are the steps you can expect to take: Make the call: After an accident, call us at 800-334-0090 to report your auto insurance claim.Look to Dairyland insurance for quality coverage you can trust from friendly, knowledgeable representatives who understand you. We make insurance easy by providing affordable coverage to help you save, 70 years as a trusted insurer to give you peace of mind, and 24/7 customer service so you can talk to a real person anytime.. …The Dairyland app is available in English and Spanish. Your language preferences can be updated in profile settings. Look to Dairyland insurance for affordable coverage, 70 years of insurance experience, and 24/7 customer service from real people who understand you.Keep in mind that if you’re at fault in an accident, liability coverage helps pay for injuries you cause to another person and for damages to their car and/or property. The minimum required amounts for California may not provide all the coverage you’re seeking. To learn more about choosing auto insurance, give us a call at 888-344-4357.You’re required to carry the following minimum motorcycle insurance coverage limits to ride legally in Oklahoma: $25,000 for bodily injury liability or death of one person. $50,000 for bodily injury liability or death of two or more individuals. $25,000 for property damage liability per accident. Keep in mind, these are just the minimum ...Assuming non-owner car insurance is available in your state, you’ll work with your insurance agent or directly with your insurance provider to set up your policy. Dairyland offers this coverage in states where it’s available—call us at 888-344-4357 today for an affordable non-owners insurance quote.Dairyland ® insurance: Auto and motorcycle insurance from a trusted brand Our reviews reflect our decades of experience helping customers meet their auto and motorcycle coverage needs. Our money-saving discounts and friendly, knowledgeable staff only add to the positive experience.Get a Dairyland insurance quote for free online. Potential customers can also receive a quote over the phone from 6 a.m. to 9 p.m. CST Monday through Friday and 7 a.m. to 6 p.m. CST on Saturdays. Call 888-306-6798 to receive a quote on motorcycle insurance. Call 866-511-0448 to receive a quote on auto insurance.Dairyland is based in Wisconsin, hence the name, but sells auto insurance nationwide. Dairyland was started in 1953 by a University of Wisconsin–Madison professor to help inexperienced drivers, those with poor driving records or those who had other issues making it difficult to obtain auto insurance.Dairyland. At C&R Insurance, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout New Mexico save money and enjoy the peace of mind ...Dairyland. At Hemly Insurance Group, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout South Carolina save money and enjoy the ...If you cannot get covered by one of the country’s bigger insurance names, Dairyland likely has the policy to consider. 4. Foremost Insurance. This insurance company is a particular favorite for motorcyclists with vintage bikes. Their reputation for providing high-value policies with affordable premiums makes them a popular choice for …Based on 8,268 reviews. Happy to be back. Pam Booth, Mr Perez is the best insurance writer…. Reginal Sutherlin, Easy with no hassles! Angela Smith, Once working with this …When buying motorcycle insurance coverage in Virginia, the minimum insurance coverage limits for liability are: $25,000 for bodily injury liability per person. $50,000 for bodily injury liability per accident. $20,000 for property damage liability per accident. $25,000 for uninsured/underinsured motorist bodily injury per person.You must meet these minimum requirements to ride legally in Michigan: $50,000 for bodily injury liability per person. $100,000 for bodily injury liability per incident. $25,000 for property damage liability per incident. Because an accident can yield greater costs than minimum insurance coverage provides, you may be forced to pay out of pocket ...Get a quote for cheap car insurance coverage in Colorado. Having an auto insurance policy helps ensure you drive legally in Colorado—and can also give you the peace of mind that comes with knowing you’re protected if you’re involved in an accident. You can start the process of getting a free online quote below, or give us a call at 888 ...The Dairyland app is available in English and Spanish. Your language preferences can be updated in profile settings. Look to Dairyland insurance for affordable coverage, 70 years of insurance experience, and 24/7 customer service from real people who understand you.At Mendoza Insurance Services, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout California save money and enjoy the peace of ...Dairyland Insurance. 2.6 • 28 Ratings. Free. Screenshots. Manage your account anywhere with the Dairyland® mobile app. • View ID cards—even when you’re offline* • Review your coverage details. • Access and …Assuming non-owner car insurance is available in your state, you’ll work with your insurance agent or directly with your insurance provider to set up your policy. Dairyland offers this coverage in states where it’s available—call us at 888-344-4357 today for an affordable non-owners insurance quote.Appellant Dairyland Insurance Company (Dairyland) contends the district court erred in concluding that respondent Alton W. Benike's injuries arose out of the use or maintenance of a motor vehicle. FACTS On October 5, 1991, Scott Ohm lost control of his car while traveling on a county road and went into a ditch.Dairyland Insurance gives its drivers a choice of several car insurance deductibles. It also offers discounts to drivers who pay their bills quarterly, semi-annually, or yearly as opposed to monthly.Based on 8,268 reviews. Happy to be back. Pam Booth, Mr Perez is the best insurance writer…. Reginal Sutherlin, Easy with no hassles! Angela Smith, Once working with this …Dairyland offers roadside assistance for your motorcycle, which you can add to your Dairyland motorcycle insurance policy. Roadside assistance is available 24/7 to assist you if your bike has an unexpected problem while riding it such as if it breaks down, if you run out of gas or if you get a flat tire. Discover the story behind the Dairyland® name and our proud history of serving vehicle owners for more than 70 years. At Montgomery Insurance Agency, LLC, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout Washington save money and enjoy the peace ...Unfortunately for Dairyland, most of the reviews for its service that are available online are negative. One customer stated “Don't use this company. They double charged me and made me email a bank statement to prove it, and they wanna wait a week before looking at it. I don't know if I'll get my $148 back!At White Insurance & Associates, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout West Virginia save money and …Dairyland and its parent company Sentry Insurance have A+ ratings from the Better Business Bureau (BBB). However, Sentry only has a 1.08 out of 5.0-star rating from customers on the BBB.Dairyland Insurance Review. 7.9/10. In Brief: Dairyland is a good option for high-risk drivers, but there are better providers available for most motorists. Dairyland Insurance is known for having ...Appellant Dairyland Insurance Company (Dairyland) contends the district court erred in concluding that respondent Alton W. Benike's injuries arose out of the use or maintenance of a motor vehicle. FACTS On October 5, 1991, Scott Ohm lost control of his car while traveling on a county road and went into a ditch.How to get a motorcycle insurance quote. Insurance quotes are quick and free. You’ll just need to: Have your bike’s year, make, model, and vehicle identification number (VIN) on hand. Answer some additional questions about your bike (e.g. customizations, where it’s kept, whether you’ve taken a rider safety course, etc.).At Mendoza Insurance Services, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout California save money and enjoy the peace of ...Dairyland. At Dunn Insurance, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout Arizona save money and enjoy the peace of mind ...Domiciliary Address. 1800 North Point Drive. Stevens Point, Wisconsin 54481. United States. Web: www.sentry.com Phone: 715-346-6000 Fax: 715-346-7842. AM Best Rating Unit: AMB #: 000086 - Sentry Insurance Group. Visit the AM Best Rating Services site for access to this company's Best Rating, Best's Credit Report and other information.Dairyland is based in Wisconsin and is a subsidiary of Sentry Insurance Group. Dairyland coverage is available in 38 states and includes nonstandard driver …Car insurance review I needed insurance and my cousin recommended Dairyland. To be honest, I had never heard of them before, but she said they were "great". I gave them a call and had the pleasure of speaking to [REDACTED NAME]. She was clear, precise, thorough and she walked me through everything from start to finish. She was …Dairyland Car Insurance Review. By Jennifer Mesce. |. Updated: Aug. 24, 2023. |. Compare Quotes. Pros: Received an A+ (Superior) rating from AM Best for …Dairyland specializes in car insurance for drivers with poor records or no prior insurance, but has a high complaint level and no usage-based program. Learn about its coverage options, discounts, mobile app …Assuming non-owner car insurance is available in your state, you’ll work with your insurance agent or directly with your insurance provider to set up your policy. Dairyland offers this coverage in states where it’s available—call us at 888-344-4357 today for an affordable non-owners insurance quote.Dairyland ® insurance: Auto and motorcycle insurance from a trusted brand Our reviews reflect our decades of experience helping customers meet their auto and motorcycle coverage needs. Our money-saving discounts and friendly, knowledgeable staff only add to the positive experience.Dairyland Auto. 2,559 likes · 1,216 talking about this. We've been helping drivers like you—regardless of financial history or unique challenges—since 1953.Appellant Dairyland Insurance Company (Dairyland) contends the district court erred in concluding that respondent Alton W. Benike's injuries arose out of the use or maintenance of a motor vehicle. FACTS. On October 5, 1991, Scott Ohm lost control of his car while traveling on a county road and went into a ditch.www.dairylandinsurance.comRyan Benedetti is a Claims Appraiser at Dairyland based in Bruce, Wisconsin. Previously, Ryan was a Claims Appraiser at Sentry and also held posit ions at Hortica Insurance. Read more. Ryan Benedetti Current Workplace . Dairyland. 2020-present (4 years) We are committed to serving our local area.Dairyland specializes in car insurance for drivers with poor records or no prior insurance, but has a high complaint level and no usage-based program. Learn about its coverage options, discounts, mobile app …Swap out your current insurance provider for us, and we'll welcome you with a transfer motorcycle insurance discount that can help you save. Before leveraging your discounts and buying motorcycle insurance, be sure to check out the motorcycle insurance requirements in your specific state. Request a free motorcycle insurance quote and …Dairyland Insurance Review: Are you looking for affordable insurance coverage that meets your needs? With our free tool, you can compare quotes from top insurance companies and save. Whether you're in search of auto insurance, motorcycle insurance, or SR-22 insurance, we provide a fast and simple way to find the best rates …Dairyland Insurance. 2.6 • 28 Ratings. Free. Screenshots. Manage your account anywhere with the Dairyland® mobile app. • View ID cards—even when you’re offline* • Review your coverage details. • Access and …Based on 8,268 reviews. Happy to be back. Pam Booth, Mr Perez is the best insurance writer…. Reginal Sutherlin, Easy with no hassles! Angela Smith, Once working with this …The Commonwealth of Massachusetts requires that insurance companies provide the following minimum motorcycle insurance coverage limits: $20,000 for bodily injury liability for one person. $40,000 for bodily injury liability per accident. $5,000 for property damage liability per accident. $8,000 for basic personal injury protection (PIP)Dairyland. At Florida Authorized Insurance, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout Florida save money and enjoy the ...For New Mexico car insurance policies, there are minimum auto coverage requirements mandated by law: $25,000 for bodily injury liability or death of one person. $50,000 for bodily injury liability or death per accident. $10,000 for property damage liability per accident. $25,000 for uninsured motorist (UM)/underinsured motorist (UIM) bodily ...This is an appeal from a judgment rendered on a jury verdict in favor of Leroy Jackson and against Dairyland Insurance Company ("Dairyland") for $20,000. The dispute between these parties arose from a motor vehicle accident in which Jackson was injured. Jackson was driving his brother's 1985 beige Isuzu pickup truck in the …Get an Oregon motorcycle insurance quote. There’s no place like Oregon, and there’s no better way to experience the Beaver State than on your bike. Just make sure you’re protected with motorcycle insurance first. Request a free Oregon motorcycle insurance quote at 866-324-7952 today.Fresno, CA, April 23, 2024— Cal Patriot Insurance Services, a trusted provider of auto insurance solutions, is excited to announce a new partnership with …And there’s no better way to see the Old West than on a motorcycle like a modern-day cowboy. Just make sure you have the right insurance, so you don’t end up crossing the law. Enter your information below to start a quote online or call 866-324-7952 to speak with one of our friendly and knowledgeable representatives.Dairyland. At Florida Authorized Insurance, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout Florida save money and enjoy the ...The question in this case is whether Wyant's insurer, Dairyland Insurance Company *515 (Dairyland), is required under its insurance contract to pay punitive damages. The policy provides that Dairyland "promise[s] to pay damages for bodily injury or property damage for which the law holds you responsible because of a car accident involving a car we insure.Today, Dairyland Insurance still focuses its efforts on providing high-risk auto and motorcycle insurance, as well as home insurance. Coverage is offered in 26 states across the country. The insurance company's LinkedIn profile states that Dairyland Insurance has between 1,001 and 5,000 employees, with over 3,200 of them found on …Dairyland Auto. 2,559 likes · 1,216 talking about this. We've been helping drivers like you—regardless of financial history or unique challenges—since 1953.The Dairyland app is available in English and Spanish. Your language preferences can be updated in profile settings. Look to Dairyland insurance for affordable coverage, 70 years of insurance experience, and 24/7 customer service from real people who understand you.Dairyland and its parent company Sentry Insurance have A+ ratings from the Better Business Bureau (BBB). However, Sentry only has a 1.08 out of 5.0-star rating from customers on the BBB.The question in this case is whether Wyant's insurer, Dairyland Insurance Company *515 (Dairyland), is required under its insurance contract to pay punitive damages. The policy provides that Dairyland "promise[s] to pay damages for bodily injury or property damage for which the law holds you responsible because of a car accident involving a car we insure.Dairyland personal auto insurance at a glance. Average annual premium: 35-year-old female with clean driving record: $3,306; 35-year-old male with clean driving record: $3,322;Dairyland auto insurance is a Wisconsin-based company that began selling coverage in 1953, specializing i n high-risk auto insurance. Whether you have too many at-fault accidents, multiple traffic incidents, or DUI convictions on your driving record, Dairyland offers SR-22 coverage when other companies won’t.Ryan Benedetti is a Claims Appraiser at Dairyland based in Bruce, Wisconsin. Previously, Ryan was a Claims Appraiser at Sentry and also held posit ions at Hortica Insurance. Read more. Ryan Benedetti Current Workplace . Dairyland. 2020-present (4 years) We are committed to serving our local area.Dairyland is based in Wisconsin, hence the name, but sells auto insurance nationwide. Dairyland was started in 1953 by a University of Wisconsin–Madison professor to help inexperienced drivers, those with poor driving records or those who had other issues making it difficult to obtain auto insurance.Dairyland is based in Wisconsin, hence the name, but sells auto insurance nationwide. Dairyland was started in 1953 by a University of Wisconsin–Madison professor to help inexperienced drivers, those with poor driving records or those who had other issues making it difficult to obtain auto insurance.A guide to buying motorcycle insurance. From types of coverage to discounts to the factors that go into your insurance costs, we cover three key questions to ask before buying motorcycle insurance. Dairyland® insurance offers fast, free auto and motorcycle insurance quotes online or by phone. Discover why Dairyland has been a trusted …Get a Rhode Island motorcycle insurance quote. Don’t let a lapsed or outdated motorcycle insurance policy get in the way of your next ride. Instead, get the coverage you need so you can enjoy the highways and backroads of Rhode Island. Enter your information below to start a quote online or call us at 866-324-7952.Appellant Dairyland Insurance Company (Dairyland) contends the district court erred in concluding that respondent Alton W. Benike's injuries arose out of the use or maintenance of a motor vehicle. FACTS. On October 5, 1991, Scott Ohm lost control of his car while traveling on a county road and went into a ditch.Car insurance companies. Dairyland Car Insurance. By Insure.com | Updated on April 28, 2016. Why you can trust Insure.com. Compare Car Insurance …Get a Colorado motorcycle insurance quote. Once you're on the road in Colorado, a great ride is sure to follow—as long as you’ve got your motorcycle insurance sorted out. Enter your information below to start a quote online or call 866-324-7952 to speak with a local insurance agent.Dairyland drivers who get in a collision can expect to see their premiums rise by over $70, while those who have insurance through GEICO will see around a $85 increase. At the end of the day, GEICO offers the cheapest rates for drivers with an at-fault collision on their records, with average prices coming in at $200 compared to Dairyland's $297.Dairyland Insurance, founded in Wisconsin, provides coverage for motorcycles, off-road vehicle, and cars. It’s part of the Sentry insurance group of companies. The company’s share of the property and casualty business is 0.38%, according to the National Association of Insurance Commissioners’ (NAIC) 2022 market share report.Dairyland Insurance Company, her insurer, removed the action to federal court based on diversity jurisdiction and obtained not only judgment on the merits but also attorney's fees and costs levied personally against Ms. Miera's attorney under 28 U.S.C. § …All motorcycle riders in Pennsylvania must carry insurance coverage. State laws mandate the following minimum limits: Bodily injury liability: $15,000 per person and $30,000 per accident. Property damage liability: $5,000 per accident. Pedestrian first party benefits: $5,000. In addition to meeting the state's minimum coverage requirements, it ...Car insurance review I needed insurance and my cousin recommended Dairyland. To be honest, I had never heard of them before, but she said they were "great". I gave them a call and had the pleasure of speaking to [REDACTED NAME]. She was clear, precise, thorough and she walked me through everything from start to finish. She was …Local insurance agents near you. To find a Dairyland® agent near you, enter your ZIP code, select your vehicle type and search range, and click Search. Auto. Within 10 miles. …The motorcycle insurance coverage minimums in Maryland are: $30,000 for bodily injury liability or death for one person. $60,000 for bodily injury liability or death of two or more people. $15,000 for property damage liability. $30,000 for uninsured motorist bodily injury per person. $60,000 for uninsured motorist bodily injury per accident.American Insurance Services is an independent insurance agency with offices in Eau Claire, Mondovi, Hayward, Woodruff, Rice Lake, Caledonia, and Birchwood, Wisconsin. Give us a call, stop by, or request a quote online to find out how much we can save you on your insurance.

Motorcycle insurance is mandatory for all motorcycle owners in Delaware. If you’re caught riding an uninsured motorcycle, you’ll likely face a heavy fine, and your license may also be suspended. Here are Delaware’s required coverages and their minimum limits: $25,000 for bodily injury liability per person. $50,000 for bodily injury .... Capital 1 auto navigator

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Learn more about Dairyland claims services. We offer auto insurance claims self-service and 24/7 access to the Dairyland® claims team, who can assist with glass repair, rental reimbursement, and more. Dairyland specializes in high-risk drivers, but has more complaints than expected and few discounts. Read NerdWallet's rating, pros and cons, and compare …Car insurance discounts to save you money. While we want you to have all the discounts you deserve, understand your driving history, habits, and vehicle safety features will be considered. Discounts also vary from state to state. Rest assured, we’ll do all we can to help you find the cheap car insurance you’re looking for.At Roquet Insurance Agency, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout Kansas save money and enjoy the peace of mind that ...Dairyland is a car insurance company that specializes in high-risk drivers and SR-22 coverage. Read customer ratings, pricing, coverage options and discounts …The minimum motorcycle insurance coverage amounts in Connecticut are: $25,000 for bodily injury liability or death of one person. $50,000 for bodily injury liability or death of two or more people. $25,000 for property damage liability. You’re also required to carry uninsured motorist and underinsured motorist coverages in Connecticut.Before: Patel, P.J., and Boonstra and Rick, JJ. These consolidated appeals 1 involve separate lawsuits regarding benefits under the no-fault act, MCL 500.3101 et seq., for Cameron Mews. Mews's insurer, Dairyland Insurance Company, initiated the first lawsuit, against Mews, in Oakland Circuit Court to establish Mews's entitlement to …Dairyland. At C&R Insurance, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout New Mexico save money and enjoy the peace of mind ...At Roquet Insurance Agency, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout Kansas save money and enjoy the peace of mind that ...At Montgomery Insurance Agency, LLC, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust Dairyland to provide our clients with the professional level of service they deserve. Since our founding, we’ve helped countless people throughout Washington save money and enjoy the peace ...Get a Colorado motorcycle insurance quote. Once you're on the road in Colorado, a great ride is sure to follow—as long as you’ve got your motorcycle insurance sorted out. Enter your information below to start a quote online or call 866-324-7952 to speak with a local insurance agent.Motorcycle insurance is mandatory for all motorcycle owners in Delaware. If you’re caught riding an uninsured motorcycle, you’ll likely face a heavy fine, and your license may also be suspended. Here are Delaware’s required coverages and their minimum limits: $25,000 for bodily injury liability per person. $50,000 for bodily injury ...Look to Dairyland insurance for quality coverage you can trust from friendly, knowledgeable representatives who understand you. We make insurance easy by providing affordable coverage to help you save, 70 years as a trusted insurer to give you peace of mind, and 24/7 customer service so you can talk to a real person anytime.. …Get a Nebraska motorcycle insurance quote. Dairyland provides reliable motorcycle insurance in Nebraska for all types of bikes. Learn more and get started by entering your information below or calling us at 866-324-7952.Get a Georgia motorcycle insurance quote. You don't want a little thing like not having a motorcycle insurance policy turning into a big fine or worse. So get the coverage you need so you can enjoy all the riding you want. Enter your information below to start a quote online or call 866-324-7952 to speak with one of our friendly representatives..

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